Building Financial Dignity for All

Digital Banking Rooted in Trust, Consent, and Community

The Economy of Wisdom Foundation pioneers consent-based digital finance infrastructure, starting with Vancouver's most marginalized communities.

Street vendor in Downtown Eastside
5,000+ Lives to Impact
10,000+ Micro-transactions Monthly
12 Partner Organizations
99.9% Target Uptime

Our Mission

Nurturing an inclusive, compassionate, and future-oriented global society through ethical technology and human-centered design.

🛡️

Empowerment Over Dominance

Technology serves as a tool for personal and collective empowerment. We advocate for AI and digital systems that enhance human agency rather than control.

⚖️

Balanced Fulfillment

We foster structures that balance material, emotional, and intellectual needs, breaking cycles of unfulfillment perpetuated by purely materialistic pursuits.

🤝

Community-Centric Design

Supporting peer-led initiatives that promote digital literacy, emotional intelligence, and cultural resilience as methods of collective healing and growth.

💻

Ethical & Accessible Tech

Developing soft-tech infrastructure designed specifically for emotional support and ethical AI integration within vulnerable communities.

🌍

Knowledge Integration

Bridging traditional wisdom with emerging technologies, ensuring holistic and inclusive approaches to societal advancement and digital transformation.

🏮

Guiding Light

Acting as a lantern illuminating pathways for those navigating complex challenges through education, connectivity, and empowering technologies.

Vancouver Downtown Eastside Pilot

Transforming financial inclusion through the Wisdom Wallet, a mobile-first digital banking tool designed with and for the community.

The Wisdom Wallet Initiative

In Vancouver's Downtown Eastside, where residents often exhaust their monthly welfare income within 72 hours, we're creating a different kind of financial system built on dignity, not charity.

The Wisdom Wallet leverages Interledger Protocol and Open Payments APIs to provide secure, consent-based digital banking without traditional barriers.

ID-optional onboarding through shelter partnerships
QR-based payments at local essential retailers
Micro-transactions from $2-$20 for daily needs
Zero fees, no ads, no data exploitation
Support the Pilot
Downtown Eastside Map
Wisdom Wallet
Available Balance
$47.25
📤
Send
📥
Receive
🛒
Pay
Scan to Pay
🍞
Local Bakery
-$3.50
🤝
Community Support
+$10.00

Our Core Values

Building technology that honors human dignity and community wisdom.

🤲

Consent-Led Design

Every feature is built with explicit, revocable user consent at its core. From wallet creation to transaction history, users remain in control of their data and choices. Dignity begins with permission.

🆔

ID-Optional Access

We honor alternative trust pathways, allowing onboarding through verified shelter letters, social service records, or guided verification by trained staff. No one is excluded for lacking paperwork.

💰

Full Financial Agency

No restrictions, auto-deductions, or surprise holds. Users choose how and when to use their balance. The system mirrors real lives and lived rhythms, not artificial rules.

🛡️

Non-Extractive by Design

No user fees, no ads, no behavioral tracking, no selling of personal data. This is a system built to honor resilience and reflect the needs, rhythms, and dignity of the people it serves.

"Because no one is too poor to deserve a future. And no one should have to borrow from violence just to survive the week."

Economy of Wisdom Foundation

Join Us in Building a More Equitable Future

Together, we can prove that every human being has inherent worth, starting with 200 neighbors in Vancouver, expanding to transform how the world values humanity over productivity.